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Welcome > For Buyers > Find Your Perfect Home ...

Let Me Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation.

As a top Wayne, North Haledon and Hawthorne real estate agent, I make it my business to be aware of every local home or property on the market. I even know of properties that will be available, but have yet to formally be placed on the market.

I have direct access to the Wayne, North Haledon and Hawthorne area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings.

If you give me some idea of what you are looking for, I will personally review all my sources of real estate listing information and send you everything within your price range that matches your criteria. I can save you a great deal of time!

This is a totally free service, and there is no obligation. It's part of my job to offer services like this to homebuyers.

Tell me what you are looking for! It's my job to know every property in Wayne, North Haledon and Hawthorne, even ones not listed online. My personal search for you is FREE and without obligation. Please give me as many details as possible...

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School Reports in Wayne, North Haledon and Hawthorne, New Jersey

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Schools in Wayne, North Haledon and Hawthorne

First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Q	Where is the world's largest wine cellar, and how big is it?
A	A company in the center of the wine-growing district of South Africa has a cellar that covers an area of 54 acres and has a capacity of 27 million gallons.
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Joe Simone, REALTOR®, real estate agent and broker for Wayne, North Haledon and Hawthorne, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Joe Simone
Preakness Realty
970 Valley Rd
Wayne, NJ. 07470
Phone: 973-694-0300
Cell: 973-941-6000
Email: josephsimone@NUMBER1EXPERT.com
Joe Simone is #1 in Sales Volume in Passaic County for 2005 & 2006

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