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"You were always professional and honest and always there when we needed you.
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Welcome to Joe Simone'sWayne, North Haledon and Hawthorne Real Estate Website

Welcome! Here You Can Find Great Information on Wayne, North Haledon, Hawthorne, Pompton Lakes, Pompton Plains, Kinnelon, Little Falls, Totowa, Haledon and West Paterson, New Jersey Real Estate

"Dear Joe,

I just wanted to take the time to thank you for the way you handled the sale of my house and your assistance in the purchase of a condo.

We were aware there was probably no worse time to sell a home than we did. In this market you helped us get full asking price (a miracle in itself), and when it looked like the deal was falling apart, you kept it together. You displayed a high degree of professionalism throughout the whole process. When we were buying our condo your guidance helped us negotiate a lower purchase price.
Although no one likes to pay a realtor commission, I can honestly say it was money well spent.

Regards,
Phil Rice"

Ranked #1 in Agent InPassaic County 3 Years In A Row
Total Sales of $160 Million in 2005 & 2006 & 2007
Selling Over 300 Homes Since 2005
Top 1% of Realtors Nationwide
Platinum Level Award Winner of the NJAR Circle of Excellence in 2001-2007

"Because I know my family is my No. 1 priority, I understand how important your family is to you. That's why it's so rewarding to help my clients make the best decisions for the needs of their loved ones and achieve their real estate goals"
- Joe Simone

Money Magazine 2006
Wayne NJ Ranked Top 100 Places To Live

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Wayne, North Haledon and Hawthorne real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Wayne, North Haledon and Hawthorne real estate agent, I have the experience and track record you are looking for. Please let me help.

- Joe Simone

School Reports in Wayne, North Haledon and Hawthorne, New Jersey

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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New Jersey Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Wayne, North Haledon and Hawthorne

Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Q	Where would you go to visit the largest ancient castle in the world?
A	You would travel to Prague, Czech Republic, to see the Prague Castle, built in the 9th century, with a total surface area of 18 acres.
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Joe Simone, REALTOR®, real estate agent and broker for Wayne, North Haledon and Hawthorne, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Joe Simone
Preakness Realty
970 Valley Rd
Wayne, NJ. 07470
Phone: 973-694-0300
Cell: 973-941-6000
Email: josephsimone@NUMBER1EXPERT.com

Joe Simone is #1 in Sales Volume in Passaic County for 2005 & 2006

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