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"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation New Jersey Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.   Schools in Wayne, North Haledon and Hawthorne

First Time Buyers >Insuring Your Home Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller. Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance. Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage. See All Tips In The "First Time Buyers" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What has a tremendous impact on the U.S. economy, comprising between $10-$15 trillion of the nation's wealth? A  Real Estate--it goes through cycles, but still has a long-term record of strong investment return. See More Real Estate Trivia >

Joe Simone Preakness Realty 970 Valley Rd Wayne, NJ. 07470 Phone: 973-694-0300 Cell: 973-941-6000 Email: josephsimone@NUMBER1EXPERT.com Joe Simone is #1 in Sales Volume in Passaic County for 2005 & 2006 www.JoeSimone.com is brought to you by Joe Simone NUMBER1EXPERT™ in real estate for Wayne, North Haledon and Hawthorne, New Jersey Read Joe Simone's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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